Unlock expert advice on mis-sold car finance claims – absolutely free, no obligations
Our car finance experts will review your case and will outline the next steps of the claims process.
If we think you have a case, we’ll work with you every step of the way in claiming the compensation that you deserve.
The Financial Conduct Authority (FCA) is looking into cases where people were charged too much for car and van finance before 28 January 2021. This could be because some sellers purposely increased the finance deals they offer, in order to increase the amount they receive from the finance deal.
In simple terms, if your finance deal had a higher interest rate, the person who sold you the car could have made extra money without you knowing. This is known as a “discretionary commission arrangement,” and it means the dealer makes more money when you pay more interest.
The FCA says you may be affected by the issue if:
If you have been affected by the above or feel you were pressurised into taking out car finance with your dealership, you can claim – No Win – No Fee.
Our solicitors guide you through each step of your car finance claim, ensuring you understand and are secure with the process.
We secure the highest compensation you deserve and correct your finance agreement at no extra cost. If your claim doesn't win, you pay nothing.
Our specialist solicitors have in-depth knowledge of car finance claims. They offer free advice so you can make the best choice.
Relax with the knowledge that qualified professionals are managing your claim from start to finish.
Our panel of solicitors are SRA regulated with years of experience to help you achieve the best outcome.
Only people who took out finance on a vehicle between 2007 and 2021 are able to make a claim. To find out if you have been affected, enter your details above.
All we need to do to be included within our claim is fill out the information shown at the top of this page. We'll do the rest for you.
We believe there is a high likelihood many people will be paid out for this claim, otherwise we would not choose to pursue the claim.
The amount of compensation you receive will depend on several factors including the amount of finance taken out and the interest rates charged. However, PCP Claims Advisor will work tirelessly to ensure you get the compensation you deserve.
If you took finance out to purchase a car between 2007 and 2021, you may be eligible to make a claim.
No – We have qualified legal experts, so we do the hard work for you. Simply fill out your information in the forms above and we’ll contact you if we need anything else from you.
Yes, you can register as many finance agreements as you took out from 2007 to 2021.
The length of time it takes to finalise a claim can vary. However, we'll work hard to ensure you get the compensation you deserve and will keep you updated throughout the process.
We offer a free assessment service. If we find merits for you to pursue a claim, we will inform you (and we do not charge you a penny for this service). At the time of presenting our results to you, we will offer to connect you with a law firm from our panel where your case matches their criteria. We always let you know why this option would be best fit for your case and will let you what their percentage fee is for successful case. Of course, all our legal partners offer a risk-free, no-win no-fee service (though you may incur a charge if you cancel after the 14-day cooling-off period but before the end of the case – as long as you stay with them until the end of the case, you will not be charged if the case is unsuccessful). The success fee varies between law firms and can be anything from 15% + VAT up to 40% + VAT.
If you decide to move forward with a claim through one of our legal partners, we may receive a commission from them – that’s how we keep our service free for our happy clients.
Please note, that you can use your own legal representation to proceed with a claim through the Courts or submit a complaint directly with the lender and use the Financial Ombudsman if you are not happy with the outcome at no charge.
Provide us your details for any vehicles you have had on finance, and we will write to the Finance Provider and obtain all the necessary documents needed to conduct a Free, No-Obligation check. Providing us with copies of the car loan contract would help at this stage, but is not essential.
We will then assess your case(s) to see if you are eligible for a claim. If you are, we would find you the best suited Solicitor firm for you.
You can start the process by providing your contact details, and a member of our friendly team will be in touch to gather some basic details. Alternatively use our claim form to provide the details online (ensuring you provide all vehicles you have had on finance since 2007), and we can start the process straightaway – it takes about 2 minutes to complete.
If you are successful in claiming, you do not have to give the vehicle back. The only instance where you may not receive the entire compensation you are owed is if you are in arrears with your finance payments. Some of the compensation may be used to bring your account up to date.
If you are able to locate any paperwork from your past and present vehicles, then this will certainly help shorten our assessment process. You can start the process via our claim form.
This is not a problem as we can request this from both the Dealership and/or the Finance Provider.
Sorry, based on the answers provided, it would seem unlikely that we would be able to assist you in making a claim
